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Overbanked
Can I say something without everyone getting mad?
Nov 17
•
Samir Desai
6
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Overbanked
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October 2024
Patch Perfect
The unit economics of fintech jersey patch sponsorships
Oct 13
•
Samir Desai
2
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Patch Perfect
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August 2024
A Clash of Checkouts
A few months ago, I went down an over-engineered fintech rabbit hole to understand the unit economics behind the take rates for Cash App Pay as a…
Aug 20
•
Samir Desai
7
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A Clash of Checkouts
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May 2024
The Business of Free
The impossibility of 3%
May 8
•
Samir Desai
5
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The Business of Free
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April 2024
A Game of Take Rates
When I first read Jevgenijs Kazanins’ very excellent fintech take on why Cash App Pay could be the next major driver of Block’s growth in the face of…
Apr 21
•
Samir Desai
6
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A Game of Take Rates
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March 2024
Chime's biggest Deal is in its execution and it has more to do
Chime recently launched a new feature known as Chime Deals, powered by a strategic partnership with Upside, aiming to offer cashback on member…
Mar 22
•
Samir Desai
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Chime's biggest Deal is in its execution and it has more to do
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It's time for BaaS providers to simplify billing, not just banking
Banking as a Service (BaaS) has revolutionized fintech by streamlining the way companies integrate banking services.
Mar 4
•
Samir Desai
2
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It's time for BaaS providers to simplify billing, not just banking
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February 2024
Fintech innovation going off the rails
I didn't think I'd see the latest in innovative fintech-enabled pricing from Amtrak of all places with the BidUp feature?!
Feb 29
•
Samir Desai
1
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Fintech innovation going off the rails
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The punishing power of disputes on neobank unit economics
The explosion of debit card neobanking startups has hit a wall, but not for the reasons many think.
Feb 27
•
Samir Desai
1
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The punishing power of disputes on neobank unit economics
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The fintech emotional rollercoaster
We're trapped in a glass case of emotions, not cash
Feb 25
•
Samir Desai
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The fintech emotional rollercoaster
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Will the real fintech valuation please stand up?
Will the real fintech valuation please stand up?
Feb 11
•
Samir Desai
1
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Will the real fintech valuation please stand up?
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January 2024
The finance software stack for startup operators
Despite renewed focus on the Finance OS for Strategic Finance folks, I haven't seen an honest guide to how to build the startup finance software for…
Jan 24
•
Samir Desai
1
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The finance software stack for startup operators
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